VC Online makes the application faster, walking you through each step and enabling easy upload of plans and documents. It speeds up things at our end too. When the loan is approved and construction started, you use the app to manage your monthly drawdown, update information, review progress and chat to your Vincent Capital Lending Manager. It even notifies when there’s something you need to do to keep everything on track.

  • Easy
    to use

    VC Online is intuitive and easy to use. It brings every part of the loan process together on your phone, with prompts and reminders so you never miss a thing.

  • Quick and
    convenient

    VC Online speeds up the all-important approval process, for you and for us. Once you’ve uploaded the required documentation to the app, you’ll get a quick turnaround at our end.

  • Better
    support

    The app keeps you in direct contact with our Lending Managers, who are there when you need them. It conveniently keeps all the chats in one place for easy reference.

  • Secure
    information

    Confidentiality is essential for you and us. Your information is stored securely following industry best practices and standards, and your identity remains private as set out in our Privacy Policy.

Loan types

For what purposes do we lend?

VC Online is designed for builders and developers borrowing
NZ$300,000–$100,000,000 for property developments in New Zealand – looking for a better, faster and easier financing experience.

We help with funding for the following projects:

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Process

How it works

VC Online brings every part of the application and loan management process together on your phone. It prompts you to upload things like plans and consents. It automates AML checks. It shows you real-time balances. It tracks loan conditions, and notifies you about key dates.

Submit
loan
request

Loan
approved

Submit loan
drawdown
request

Drawdown
approved &
funds released

View
real-time
balance

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App features

Streamlining the borrowing process

VC Online makes the entire process of funding your development easier, by bringing everything into one handy app on your phone that allows you to streamline and manage things from wherever you are.

  • Easily chat with your Lending Manager, all in one place.

    Easily chat with your Lending Manager, all in one place.

  • Step through the AML requirements with easy instructions

    Step through the AML requirements with easy instructions

  • Create your profile and notifications

    Create your profile and notifications

  • Share your honest feedback – good and bad

    Share your honest feedback – good and bad

  • Share the data of the broker who helped you create the request

    Share the data of the broker who helped you create the request

  • The whole borrowing cycle managed on one app

    The whole borrowing cycle managed on one app

  • Easy upload of documents and photos

    Easy upload of documents and photos

  • Manage multiple project borrowings all from the same space

    Manage multiple project borrowings all from the same space

  • Simplify the monthly drawdown process

    Simplify the monthly drawdown process

  • Real-time overview of balances and loan progress

    Real-time overview of balances and loan progress

  • Loan conditions tracker and timely notifications

    Loan conditions tracker and timely notifications

  • Easily chat with your Lending Manager, all in one place.

    Easily chat with your Lending Manager, all in one place.

  • Step through the AML requirements with easy instructions

    Step through the AML requirements with easy instructions

  • Create your profile and notifications

    Create your profile and notifications

  • Share your honest feedback – good and bad

    Share your honest feedback – good and bad

  • Share the data of the broker who helped you create the request

    Share the data of the broker who helped you create the request

  • The whole borrowing cycle managed on one app

    The whole borrowing cycle managed on one app

  • Easy upload of documents and photos

    Easy upload of documents and photos

  • Manage multiple project borrowings all from the same space

    Manage multiple project borrowings all from the same space

  • Simplify the monthly drawdown process

    Simplify the monthly drawdown process

  • Real-time overview of balances and loan progress

    Real-time overview of balances and loan progress

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– easy to
read reports

Clearly laid out information including easy to read statements that can be exported as a PDF

  • Strong financial
    backing

    We are largely self-funding, with the investment support of large international firms. We have lent over $1.4 billion in property development and bridging loans since 2017.

  • Fair, fast
    & flexible

    We provide quick loan application responses and flexible terms. Our lending rates are specific to each deal, and we’re more than competitive.

  • Professional
    & transparent

    We are experts in property and finance, providing professional services throughout the lending cycle – from loan application to repayment.

  • Strong financial
    backing

    We are largely self-funding, with the investment support of large international firms. We have lent over $1.4 billion in property development and bridging loans since 2017.

  • Fair, fast
    & flexible

    We provide quick loan application responses and flexible terms. Our lending rates are specific to each deal, and we’re more than competitive.

  • Professional
    & transparent

    We are experts in property and finance, providing professional services throughout the lending cycle – from loan application to repayment.

  • Strong financial
    backing

    We are largely self-funding, with the investment support of large international firms. We have lent over $1.4 billion in property development and bridging loans since 2017.

App screens examples

Statistic

Our experience speaks for itself

Since 2017 Vincent Capital has been working with developers and builders to help realise their projects across Auckland and New Zealand.

  • $2.5b

    worth of developments funded

  • $1.4b

    loaned since 2017

  • 90+

    loans for the last year

  • 1500+

    stand-alone & terrace houses funded

  • 450+

    apartments funded

  • 200+

    sections funded

Property's facade

Map

Property
throughout
New Zealand

Vincent Capital have funded property projects through out Auckland and the rest of New Zealand since 2017. We are proud to support the development of these much needed new homes.

Explore more
Map

Blog

Discover more

Faq‘s

  • How quickly will you assess my loan?

    For projects that meet our criteria, we issue an indicative letter of offer within just one or two business days.

  • What information will you need for me to apply?

    The app will take you through each step of the process; it will ask for information about yourself and your development, including plans, consents and financials.

  • Do I have to use your app to apply for a loan?

    The app will simplify the process, but if you don’t wish to apply using the app please talk to a Lending Manager.

  • How do I apply?

    Simply download the app and follow the simple instructions to upload all you need for your application.

  • What type of loans do you do?

    We cover development finance, bridging finance – developments, bridging finance – investment properties, vacant land purchases, subdivision finance, and equity participation loans.

  • What sectors do you lend in?

    Our sectors include residential property development, hotel and retail development, commercial property development, commercial building purchase, industrial building purchase, land subdivision, and land banking.

  • Who do you lend to?

    Vincent Capital lends to developers and builders seeking loans from $300,000 to $100,000,000 to fund developments in New Zealand.

  • Do I need pre-sales?

    We don’t have predetermined lending ratios, and we assess each application we receive on its own merits. Often this can mean that pre sales aren’t required.

Contact us

Find out more

Contact our team to see how our VC Online app can streamline your borrowing process.